Hey 184!
How ya doin? Rate of zinc sacrificial anode erosion is a function of hull soak time, square footage of hull area and proximity to electrical influences both on board and in a marina.
For example, mooring your boat in a marina equipped with shore power is very handy but if a boat close to you is using an automotive type charger on his batteries, you will experience increased erosion on your zincs. Automotive (or non marine) chargers electrify the negative side of the charger so 120v power gets dumped right in the marina!
Welded on zincs work just fine and are very durable as the molten zinc is poured in a mold around the aluminum strap which is then welded to your hull. You're correct in that the only way to service them is to take the ol' grinder to the welds and then weld on new zincs.
If I were you, I would also add a bolt on zinc to your hull and see how active it is. If it turns roughly the same color as your welded zinc, you're in business. If it has a much quicker rate of erosion you've got an issue so let us know. Since in this case, your asking your zinc to protect the entire bottom of your boat adding a couple of bolt on zincs is wise.
You also mentioned that your boat does not have bottom paint. Keep in mind that bottom paint retards the rate of marine growth such as moss and barnacles. Zincs have little to do with preventing organisms from attaching themselves to your boat. That being said, I've never seen a barnacle on a zinc!
Remember, for a trailer boat, zincs last a good while, but if you keep the boat in the water for any period of time you've really got to watch them!
Great question! Thanks for asking it here!